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Terms of Service

Welcome to Donya Molock, RN - Medicare Planner, operated by Donya Molock/NoteTerra Capital, LLC (“we,” “us,” or “our”). By using this site, you agree to these Terms of Use.


1. Informational Purpose Only

All content is provided for educational and informational purposes about Medicare and related insurance options.


We are not affiliated with or endorsed by the U.S. Government, the Centers for Medicare & Medicaid Services (CMS), or any federal Medicare program.


2. No Guarantee of Accuracy or Results

We strive to provide accurate and up-to-date information, but regulations and plan details may change. Always verify details directly with Medicare or your insurance carrier.


3. Limitation of Liability

We are not responsible for any decisions or outcomes resulting from the use of information on this site. Users assume full responsibility for their choices and should consult licensed professionals for personalized advice.


4. Intellectual Property

All text, graphics, and materials on this website are the property of Donya Molock/NoteTerra Capital, LLC unless otherwise noted. You may not copy or redistribute content without written permission.


5. External Links

This site may include links to external resources. We do not control or endorse the content of those sites and are not liable for their accuracy or privacy practices.


6. Governing Law

These terms are governed by the laws of the State of Virginia.

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295 Worth Ave #1052 Stafford, VA 22556

Call/Text: 540-992-0332

Medicare Disclaimer: I do not offer every plan available in your area. I represent a number of Medicare Advantage organizations, which offer products in your area.  Any information I provide is limited to those plans I do offer in your area.  Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Disclaimer: I am not affiliated with or endorsed by Medicare or any US government agency. Insurance related solicitation.

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